Does a Pool Add Value to Your House? Pros and Cons

Nice backyard pool with easy steps down into clear blue water

When you are looking to add a pool onto your lot you may have a great many questions about what it adds to the value of your property.

Typically, this is followed by whether or not a pool is a wise investment into your home over other additions you can complete so does a pool add value to your house?

Adding a swimming pool won’t increase the value of your home beyond the cost of the pool itself. This is due to swimming pools coming in many shapes and sizes. These differences plus in-ground or above-ground, are worth more to some buyers than others.

We should look at other valuation issues that a pool can add to you and your home costs.

When you look at the costs you also need to understand the related changes which could come from taxes and insurance.

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What is the Average Cost to Install a Pool?

While researching a pool I looked around to understand the basic costs that a pool will cost you to have built.

When installing an in-ground pool, the average cost appears to be between $30,000 and $60,000. This cost is broken down into the following per type:

Concrete Pool Average Cost$40,000
Vinyl Pool Average Cost$30,000
Fiberglass Pool Average Cost$28,250
Gunite Pool Average Cost$50,000+

How Much Does a Pool Increase Home Value?

There is no hard-set value that having a pool installed will add to your home, this is due to the appraisals from the area.

The best way to know how much of an increase the pool has on your home value is to have an appraisal done before the pool installation, and then another appraisal is done afterward.

These appraisals are an evaluation of your property against those within your local area, this is why getting one done prior is important.

When the second one is done it will be against comparable homes with pools in your local area, hence why it is so variable and not set in stone.

4 Ways That a Pool Can Increase Home Value

  • Quality Styling – Does the pool’s style fit your neighborhood?
  • Conditioning and Overall Shape – How well you maintain the pool and the hardware like pumps.
  • Age of the Pool – If you install a pool today and sell it in 20 years, don’t expect to recover costs.
  • Correct Buyer – You need to attract the right buyer. A couple looking to buy with young children may shy away from pools because of safety issues.

Does an Above Ground Pool Add Value to Your Home?

An interesting thing about above-ground pools is that they appear to consistently lower a home’s value when you are trying to sell.

Additionally, many purchasers may actually ask for the complete removal of the above-ground pool when the purchase is finalized.

While an above-ground pool can give you that swimming chance and opportunity for a much cheaper price, they don’t end well if and when you choose to sell your home.

While cheaper, an above-ground pool will negatively impact the home’s aesthetics compared to neighboring homes.

These pools tend to stick out to many homeowners, and when set up, they are usually placed in the center of their backyard.

This placement causes long-term damage to the layer of grass and vegetation, which fail to grow in the spot below.

If you are looking to add long-term value to your property, then an in-ground pool is the only way to go that has the chance and opportunity to provide the value you are looking for.

Is a Pool A Good Investment?

When you are choosing to add a pool to your house, it can be a tremendously awesome addition to your backyard.

They provide a place to entertain, and improve your quality of life along with a place to relax from the heat of the day.

However, in the overall scheme of things, there is a large debate over the actual return on your investment when you build a pool.

Typically the cost and what you get when selling will be even or possibly at a loss, so for example, if you build a $30,000 pool, in most cases, you will be able to sell the house for $30,000 more.

Another example, if your home is valued at $200,000 without a pool and then at $235,000 with a pool, you may think you have profit. What happens though if the pool cost you $65,000 to install? This would mean that the installation of that pool will not add value to your home and actually cost you money.


Though this isn’t always the case, sometimes you can lose money if the area isn’t right or demand for a pool is low.

As investments go, it will not return you more than you pay to get it built, so for this case, I wouldn’t consider a pool an “investment.”

Does a Pool Increase Property Tax?

No matter where you live your property taxes will change with the addition of a pool, the amounts will vary depending on the state and counties.

When any addition or improvement is performed on the property, you will need to have an assessment done.

While researching this to understand better, the assessors will figure out your property value based on other real estate comps from your surrounding area.

Depending on where you live and the market itself, in-ground pools can add anywhere from 5% to 30%+ of the purchase and installation to the cost of your property’s value.

So for example, if you were to have a $100,000 house and spent $30,000 on adding a pool, the value of your house may rise from somewhere around $1,500 to $9,000.

Does a Pool Increase Home Insurance?

A pool alone doesn’t change your home insurance costs, but when you choose to add a pool, it is highly suggested that you change or add additional liability coverage.

This can range from $100,000 to $500,000(source) when installing a swimming pool.

This increased coverage will change your homeowners’ insurance costs and could add $50 to $75 to your annual premium in areas that don’t typically have backyard pools.

An Attractive Nuisance

Pools are viewed by insurance as “Attractive Nuisances,” whereas an attractive nuisance is described as “anything that might attract a child and pose a danger to the unsupervised child(source).”

As a homeowner, you are responsible for taking reasonable measures to protect kids from the potential problems and dangers posed by an attractive nuisance. 

Final Thought

I love having a pool in my backyard since I live in Houston, the heat of the summer can sometimes be overpowering.

Without a pool, we would have to look at a community pool or a gym membership that included a pool.

This has given our family so much extra fun and enjoyment from nights and weekends hanging out in the pool, reading, playing games, and having relaxing poolside dinners.

I will never live in a house without a pool again after this, and it makes the backyard a much more inviting space for guests and for people who like to have or host parties.

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